Track your Portfolio

Login / Sign Up

Month: June 2025

Posted on

Retire Rich with Dividends (Buffett’s Strategy)

When we talk about wealth creation, most people think of capital gains. But what if your investments could also generate a steady, growing cashflow, much like a second salary – even in retirement?

 

This is where dividend investing comes into play.

 

The Power of Long-Term Dividend Investing

 

Let’s take a page out of Warren Buffett’s playbook. In the late 1980s, Buffett invested $1.3 billion in Coca-Cola. Today, that stake is worth over $24 billion, but more importantly, he receives over $750 million every year in dividends – which is almost 60% of his original cost annually. And the best part? These dividends grow with time.

 

Indian Examples That Mirror This Power

 

Over the last 25 years, several Indian companies have delivered multibagger growth and generous dividends. In many of them, the annual dividend payout today exceeds the original investment cost.

 

Compare this with fixed deposits:

 

  • ₹1 lakh in an FD at 8% would have grown to ₹6.8 lakh in 25 years.

     

  • The same invested in quality dividend stocks like ITC, HUL, Infosys, or Bajaj Auto would be worth ₹60 lakh to ₹1 crore+, plus generate ₹50,000-75,000 in annual dividends – without selling a single share.

 

This is the power of compounding + cashflow.

 

Why This Matters for You

  • Steady Cash Flow: Build a future where your investments pay you – monthly, quarterly, or annually.

  • Rising Income: Unlike fixed deposits or pensions, dividend income from quality stocks tends to grow over time.

  • Tax Efficiency: In many cases, dividends are more tax-friendly than interest income.

  • Peace of Mind in Retirement: Live off returns, not redemptions.

 

Here’s a guide to spotting stocks with high growth and future dividend yield potential:

 

  • ✅ Consistent Cash Flows: Look for companies with stable and growing operating cash flows over time.

  • 💰 Low Debt Levels: Financially healthy companies with minimal debt are better positioned to sustain and increase dividends.

  • 📈 Earnings Growth: Strong historical and projected profit growth indicates the ability to fund future payouts.

  • 🏭 Sector Strength: Focus on resilient sectors like FMCG, technology, financials, and utilities with long-term demand.

  • 📊 Moderate Payout Ratio (30–60%): Ensures a balance between reinvestment for growth and rewarding shareholders.

  • 👨‍💼 Quality of Management: Prefer promoters and leadership with a strong track record of capital allocation and governance.

  • 🚀 ROE and ROCE Metrics: High returns on equity and capital employed reflect efficient use of capital – a sign of strong businesses.

  • 💹 Dividend Growth History: Companies that have consistently raised dividends over the years are likely to continue doing so.

  • 🧩 Undervalued or Reasonably Priced: Ensure you’re not overpaying for the stock—future yields depend on your cost price too

Posted on

Monthly Market Outlook – March’25

The Sleeping Town of Coca-Cola Millionaires

Dear Investor,

 

In the quiet town of Quincy, Florida, an extraordinary wealth story unfolded—one that remains a timeless example of the power of long-term investing.

 

During the Great Depression when Dow Jones corrected 89%, a local banker urged residents to invest in a company few could ignore: Coca-Cola. At the time, a single share traded for just $19. Many small-town families took his advice and simply held on.

 

Those who did, and reinvested their dividends, saw staggering results.

 

🔹 A single share of Coca-Cola in the 1930s would be worth over $19 million (Rs. 170 crore) today, purely through compounding and patience.

 

By the late 1940s, Quincy became the richest town per capita in the entire United States.

 

Quincy eventually came to be known as “The Town of Coca-Cola Millionaires”—not because its people traded often, but because they believed in quality, stayed the course, and let time do the work.

 

Even Warren Buffett recognized the value of Coca-Cola early on—he famously began his entrepreneurial journey by selling Coke bottles door-to-door as a child. So when the opportunity arose in the late 1980s, he invested $1.3 billion into the company through Berkshire Hathaway. That investment is now worth over $24 billion. But the most remarkable part? The annual dividend income from Coca-Cola shares alone is around $750 million—nearly 50% of his original investment—showcasing the power of long-term investing and compounding.

 

At Onesta, this philosophy lies at the heart of our investment approach. We focus on staying aligned with long-term goals—especially during short-term noise.

India in Focus: A Growth Story Unfolding


India outpaces global peers, only market to post gains since US tariff-induced lows

 

“There are more foreign capital focused on India today”: KKR’s co-CEO Joseph Bae

 

India is the only emerging market that people should own for long term: Mark Matthews

 


“Markets are fundamentally volatile. No way around it. Your problem is not in the math. There is no math to get you out of having to experience uncertainity.”



-Ed Seykota

Domestic Macroeconomic Snapshot

  1. India’s GDP grew 6.2% YoY in Q3FY25 (Oct–Dec), led by strong government and household spending.

  2. GST Collections hit ₹1.96 lakh crore in March, a 10% YoY rise, marking the 13th straight month above ₹1.7 lakh crore.

  3. CPI Inflation cooled to 3.61% in Feb (from 4.3% in Jan), the lowest in 7 months, driven by food prices.

  4. WPI Inflation rose marginally to 2.38%, indicating higher manufacturing costs.

  5. Core Sector Growth slowed to 2.9% YoY in Feb, a 5-month low due to weak crude and gas output. However, cement (+10.5%) and fertilisers (+10.2%) showed strong momentum.

  6. Industrial Output (IIP) rose 5% in Jan, led by manufacturing (+5.5%) and mining (+4.4%).

Equity Markets: Recovery Mode

  • After sharp corrections in February, March saw a rebound across segments:

    Sensex +5.11%, Nifty 50 +5.34%

    Midcap Index +5.62%, Smallcap Index +8.04%

  • Sector Leaders:

    Oil & Gas +11.3%, Metals +10.1%, Healthcare +8.4%

  • Worst Performers:

    Power (-4.3%), PSU (-4.1%), Capital Goods (-3.5%)

  • Valuations:

    Nifty 50 trades at 19.5x, below 5-year average of 24x—suggesting value in large caps.

    Small & midcaps still trade at premium, despite recent corrections (Smallcap -13.4%, Midcap -10.2% in Feb).

 

Fixed Income & Currency

  • RBI Repo Rate: Cut to 6.25%, balancing inflation & growth.

  • G-Sec Yields: Despite the cut, 10-yr yield rose to 6.55%, amid liquidity tightness and global cues.

  • INR/USD: Rupee remained volatile but supported by strong forex reserves of $640 bn.

 

Institutional Flows (March 2025)

  • FII Activity: Turned net buyers again post Feb correction.

  • DII Activity: Continued consistent inflows.

     

    Sentiment improved amid tax cuts, rate cut expectations, and domestic resilience.

 

Global Highlights

  • US Services PMI dropped to 49.7 – first contraction in 2 years.

  • US Inflation at 3% in Jan, up from 2.9% – “last mile” proving sticky.

  • US GDP slowed to 2.3% in Q4, down from 3.1% in Q3.

  • Unemployment at 4%, signaling softening labor market.

  • China cut interest rates, launched fiscal support in response to weak demand and trade tensions.

  • Brent Crude range-bound around $74.7/barrel – helping tame India’s inflation

The world is watching closely to see if the chaos can be calmed – or if this truly marks a turning point toward a more fractured global economy.

Key Trends for Q2 FY25 (April–June)

  • Rate Cuts: RBI may ease further by 25–50 bps in CY25, supporting credit and investment.

  • Consumption revival: Tax cuts and rural demand to boost discretionary and staples.

  • Capex-Led Growth: Public infra and private capex gaining pace.

  • Tariff Impact: Global trade frictions and retaliations remain key overhangs.

  • Valuations: Pockets of value in large caps and defensives; caution in small/midcaps.

 
 

Investment Strategy

What may work:

  • Large Cap, Flexi Cap, and Large & Midcap Funds: Attractively valued, offer scalability

  • Balanced Advantage, Multi Asset Funds: Hedge volatility with equity-debt allocation

  • Healthcare & Consumption Thematics: Offer resilience amid uncertain global cues

Approach:

  • Gradual Re-entry into mid/smallcaps via SIP/STP routes.

  • Systematic Allocation Reviews in light of personal goals, not just market movement.

Posted on

Monthly Market Outlook – May’25

End of an Era: Warren Buffett Announces Retirement

  1. Warren Buffett, the ‘Oracle of Omaha’, has officially announced his retirement, marking the close of one of the most remarkable careers in global financial history.

     

  2. Over six decades, Buffett transformed Berkshire Hathaway from a struggling textile firm into a $900 billion conglomerate, making it one of the most respected companies in the world.

     

  3. Under his leadership, Berkshire Hathaway stock rose from $11 in 1965 to over $800,000 per share in 2025, delivering a CAGR of over 19% for 60 years—unmatched in modern history.

     

  4. Buffett created more millionaires and billionaires than any investor alive, simply by sticking to timeless principles of value investing, patience, and discipline.

     

  5. He championed investing in businesses, not stocks, famously stating: “It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”

     

  6. Among his biggest wins: Coca-Cola, American Express, Apple, Bank of America, and Geico—all held for decades and compounding value quietly.

     

  7. He was one of the first investors to understand the power of “float”—using insurance premiums to fund investments long before payouts.

     

  8. Buffett never split Berkshire stock or paid dividends, encouraging long-term ownership and investor loyalty—a rare feat in today’s fast-paced markets.

     

  9. Despite his success, he maintained a frugal lifestyle, living in the same Omaha home since 1958 and driving modest cars—reinforcing his authenticity.

     

  10. He is globally admired for his ethical standards, integrity, and humility in an industry often marked by short-termism and hype.

 

  1. His annual letters to shareholders became investment gospel, offering not just financial insight but timeless life and business lessons.

     

  2. Buffett was a teacher at heart—mentoring thousands of investors without charging a fee, and urging them to “stay in their circle of competence.”

     

  3. His closest business partner, Charlie Munger, who passed in 2023, was an inseparable intellectual force in shaping Buffett’s thinking.

     

  4. One of Buffett’s most lasting legacies is philanthropy: He has pledged to give away 99% of his $150 billion wealth, with billions already donated through the Gates Foundation.

     

  5. Buffett spearheaded the “Giving Pledge”, encouraging the world’s wealthiest to commit a majority of their fortune to society.

     

  6. He famously said, “I want to give my kids enough so they can do anything, but not so much that they can do nothing,” embodying his values-driven parenting.

     

  7. He built Berkshire to survive beyond him—his succession plan is already in place, with Greg Abel expected to lead a well-structured, decentralized empire.

     

  8. While he’s stepping back from active management, his principles—prudence, patience, and simplicity—will remain embedded in investment philosophy for generations to come.

     

  9. Buffett taught us that the most powerful force in investing isn’t prediction, but compounding—and the real edge is temperament, not IQ.

     

  10. As this era ends, investors are left not just with a remarkable track record—but with a blueprint for life: value people, value patience, and let compounding do the magic

India in Focus: A Growth Story Unfolding

India displaces Japan as most preferred market in Asia, shows BofA survey

India tops global PMI rankings among developed and emerging markets: JP Morgan

India Macroeconomic Snapshot – April 2025

1. GDP & Growth Drivers

  • India’s economy remains resilient. FY25 GDP is estimated at 6.2–6.5%, supported by robust government spending, manufacturing strength, and export performance.

  • Manufacturing PMI rose to 58.2 in April (10-month high), while services PMI stayed strong at 58.5, indicating continued economic momentum.

 

2. Inflation & Liquidity

  • CPI Inflation dropped to 3.16% in April, a near 6-year low, led by easing food prices—well below RBI’s 4% target.

  • WPI Inflation cooled further to 2.05%, aided by softening food and fuel prices despite higher manufacturing costs.

  • Liquidity improved sharply: April average system liquidity turned positive at ₹1.4 lakh crore, supported by government spending and RBI’s ₹1.25 lakh crore OMO operations

 

3. Monetary Policy

  • RBI cut the repo rate to 6.0% (25 bps reduction in April), shifting to an accommodative stance.

  • Governor’s commentary signals the next move could only be either a pause or further rate cuts.

 

4. Trade & Currency

  • Exports hit a record $825 bn in FY25, up 6% YoY, despite a wider trade deficit of $22 bn in March.

  • The INR appreciated to an average of ₹85.54/USD in April (vs ₹86.64 in March), aided by easing dollar strength and robust forex reserves (~$640 bn)

Equity Market Highlights – April 2025

1. Market Recovery

  • After Feb-March volatility, April saw broad-based gains:

    • Sensex: +3.65% | Nifty 50: +3.46%

    • Midcap Index: +3.26% | Smallcap Index: +1.63%

       

2. Sector Performance

  • Top Gainers:

    • Consumer Durables +5.65%

    • Oil & Gas +5.40%

    • FMCG +5.17%

  • Laggards:

    • Metals -5.76%

    • IT -2.97%

    • Power -4.3%

       

3. Valuation Insights

  • Nifty 50 P/E at ~19.5x, still below its long-term average (~24x), presenting attractive large-cap entry points.

  • Mid & small caps, despite correction, continue to trade at a premium, requiring selective exposure.

Fixed Income & Currency

1. Yields & Spreads

  • 10-yr G-sec yield eased to 6.36% in April (from 6.58% in March), driven by:

    • Cooling inflation

    • RBI’s accommodative stance

    • INR appreciation

       

2. SDL & Corporate Bond

  • SDL yields eased to 6.67% (vs 6.96% in March).

  • AAA PSU bond yields closed lower (6.96%–7.08% range).

Global Snapshot – April 2025

1. U.S.

  • GDP contracted -0.3% in Q1, primarily due to a sharp drop in net exports (tariff impact).

  • April CPI cooled to 2.3%, though 1-year inflation expectations rose to 6.2%—indicating “last-mile” inflation stickiness.

  • Fed kept rates unchanged, watching inflationary trends post-tariffs.

     

2. China

  • Cut rates and lowered reserve ratios, injecting $139 bn to offset export drag from U.S. tariffs.

  • Exports surged 8.1%, driven by Southeast Asian and European demand.

3. Global Markets

  • Risk assets rebounded with easing tariff concerns:

    • Japan +19%, Germany +18%, India +11% MoM

    • Trade tensions, regionalization, and inflation remain key risks globally

Key Trends to Watch – Q2FY25 (April–June)

  • Rate Cut Potential: Further 25–50 bps easing likely by RBI in CY25.

  • Consumption Uplift: Boost from tax cuts and rural demand revival.

  • Capex-Led Growth: Strong public infra push; private capex pickup expected.

  • Trade Frictions: Tariffs may dampen global trade.

  • Valuations: Opportunities in large caps and select defensives

Investment Strategy – May 2025

✅ What Looks Attractive

  • Large Cap, Flexi Cap, Large & Mid Cap Funds: Attractive valuations and scalability.

  • Balanced Advantage / Multi Asset Funds: Hedge volatility with dynamic equity-debt exposure.

  • Themes to Watch: Healthcare, Consumption, PSU Banks (tactically), Digital Infrastructure.

     

⚠️ Risk-Controlled Approach

  • Mid/Small Caps: Prefer SIP/STP routes for gradual re-entry.

  • Focus on Asset Rebalancing: Based on personal goals, not market noise

Posted on

Economic Engineering Chaos

  • On April 2, 2025, former U.S. President Donald Trump unveiled a sweeping tariff plan dubbed “Liberation Day.” He announced a universal 10% tariff on all foreign imports to the United States, aimed at overhauling decades of trade policy;

  • In addition, Trump detailed “reciprocal tariffs” – hefty country-specific levies mirroring foreign barriers – to target nations he accused of “cheating” America;

  • China faces the steepest hike: a new 34% duty on Chinese goods, atop existing tariffs, raising the effective U.S. tariff on Chinese imports above 50%;

  • Other major trading partners were hit with significant rates as well, including 24% on Japan, 20% on the EU, 26% on India, and 46% on Vietnam, among dozens of countries listed;

  • The across-the-board 10% duties take effect April 5, with the higher nation-specific tariffs to follow on April 9;

  • Trump characterized the move as the start of a new era of fair trade, even throwing a red “Make America Great Again” cap to the crowd incelebration

  • Global leaders and investors, however, braced for an unprecedented trade war.

Market Fallout on April 3–4, 2025: Turmoil Across Assets

Trump’s tariff announcement immediately roiled financial markets worldwide, triggering a flight to safety and high volatility. Major asset reactions over April 3 and 4 included:

  • U.S. & Global Equities: Stocks plunged in one of the sharpest sell-offs since 2020. The tech-heavy Nasdaq Composite sank nearly 6% in a single day, and the S&P 500 and Dow each fell over 3.9%. $2.4 trillion in U.S. market value was wiped out as investors priced in lower corporate earnings.

  • Japan’s Nikkei 225 index tumbled as much as 4–4.6% to an 8-month low before paring losses to close about 3% down. Hong Kong’s Hang Seng and other Asian bourses also slumped in sympathy (around 0.5%–2% declines).

  • India’s Nifty 50 index dropped 0.8% on April 3 and 1.49% on April 4, testing key support as global jitters weighed on sentiment

  • Safe Havens (Gold & Silver): Investors flocked to safety. Gold prices surged to all-time highs, briefly touching $3,167.57/oz on April 3 before settling around $3,145

  • Oil: Crude oil cratered on fears of slowing global growth. Brent crude futures plunged over 6% on April 3, then extended losses to about 8% by April 4 – hitting ~$65 per barrel, the lowest since 2021. U.S. WTI fell to ~$62.00. This oil rout, exacerbated by a surprise OPEC+ supply increase, marks the worst week for oil in over two years;

  • Volatility & Currencies: Wall Street’s “fear gauge,” the VIX volatility index, spiked above 30, its highest level since 2024;

  • The yield on the 10-year U.S. Treasury is hovering around 4.0%, near its lowest level in months. Such a sharp decline reflects a flight to safety as investors pile into bonds amid the tariff turmoil. In general, higher long-term yields tend to signal optimism about growth and inflation, whereas falling yields often hint at gloomier expectations.

  • The U.S. Dollar Index, which measures the dollar against major currencies, plunged from around 110 in late March to nearly 101 by April 4 – a steep and nearly unprecedented drop in such a short span. This 8%+ slide in the greenback’s value signals a dramatic shift in global capital flows and sentiment.

Escalation of Tensions: Global Retaliation Begins

Trump’s tariff blitz prompted swift backlash from key allies and rivals, raising the specter of an all-out trade war:

  • Canada’s Countermeasures: Long a close US trade partner, Canada decried the tariffs as a “tragedy for global trade.” Prime Minister Mark Carney unveiled a “limited” retaliation, mirroring U.S. tactics. Ottawa will impose a 25% tariff on all U.S. automobiles that don’t meet USMCA content rules.

  • Europe – France Leads Pushback: European leaders condemned Trump’s policy as “brutal and unfounded.” The EU swiftly began preparing counter-tariffs to defend its interests. France, hit with a 20% levy, took an especially hard line. President Emmanuel Macron urged a united EU response and went so far as to urge French and European firms to suspend new investments in the U.S. until America clarifies its stance.

  • China’s Retaliation: Beijing responded in kind, matching Washington’s escalation. On April 4, China’s Commerce Ministry “firmly opposed” Trump’s move and unveiled 34% retaliatory tariffs on all U.S. goods, effective April 10

Aggressive Tariffs – Hardball Negotiation Tactic or New Normal?

Amid the market mayhem, a key question is whether Trump’s sweeping “Liberation Day” tariffs are meant to be a negotiating tactic rather than a permanent stance. From a strategic perspective, there is evidence that the Trump administration’s hardline tariff announcements are at least partly calculated leverage aimed at extracting concessions. Trump himself has a long track record of brinkmanship in trade. He has frequently railed against “unfair” trade deficits and, in the past, “used [tariffs] as a negotiation tool to extract concessions” from U.S. trading partners.

Forward-Looking Outlook: Recession Fears and Economic Crosswinds

Risks of Recession Are Rising: Wall Street and international institutions warn that Trump’s tariff barrage may significantly slow the global economy. JPMorgan now pegs the probability of a U.S. and global recession in the next year at 60%, a jump from 40% prior to the tariff announcement.

Credit rating agency Fitch labeled the trade gambit a “game-changer” for the world economy, and Deutsche Bank analysts called it a “once-in-a-lifetime” shock that could shave 1–1.5% off U.S. GDP this year.

In response to the darkening outlook, investors are now betting the U.S. Federal Reserve will cut interest rates several times in 2025 to cushion the blow.

Lower borrowing costs could soften the impact, but cannot fully offset lost trade. As one economist put it, “We are heading towards a global trade war…a war that has no winners”

In summary, Donald Trump’s “Liberation Day” trade gambit has set off chaos in economic engineering. The immediate market shock – stocks plunging, safe havens soaring – underscores the fragility of the current expansion when confronted with protectionist policies. With allies retaliating and rivals matching tariffs step for step, the global trading system is tilting toward fragmentation. Multilateral institutions and Wall Street are sounding alarms about recession risks, even as recent data show the U.S. economy entering this storm on decent footing. Going forward, much will depend on whether cooler heads prevail or an escalating cycle of retaliation becomes the new normal. For now, businesses and investors are left navigating an environment of heightened uncertainty, bracing for slower growth, and hoping that this bout of economic brinkmanship can be contained before it inflicts lasting damage.

Posted on

A Look Back—Five Years Since the World Changed

Exactly five years ago, the world came to a halt. COVID-19 brought unprecedented disruption—not just to our daily lives, but also to global markets, which fell to their lowest levels in three years. Panic was widespread. But even in the midst of that uncertainty, there was something powerful at play: optimism. A belief that, eventually, better days would return.

Today, as we stand in one of the longest bull markets in history, that belief has paid off. It’s a reminder that staying invested through turbulence isn’t just a test of patience—it’s a proven strategy.

At the time, we made a conscious decision: to hold firm. Not a single client redeemed investments out of fear.

We focused on long-term goals instead of reacting to short-term noise. That discipline and trust are now clearly visible in portfolio performance.

The decisions made during crisis laid the foundation for the strong returns we’re seeing today.

Now, once again, uncertainty is in the air—this time driven by headlines around tariffs, elections, and global slowdown fears. But just like before, these concerns are temporary. Markets may pull back in the short term, but history shows that they bounce back stronger and often reach new highs.

 

Periods of volatility remind us of two important truths: markets recover, and resilience pays off. While no one can predict the future with certainty, those who remain committed and invested are often the ones who benefit most—especially over a 4–5 year horizon.

 

Thank you, as always, for your trust and partnership. If you have any questions, we are here to help.

 

Posted on

Make Your Home Loan Interest-Free!

Your Home Loan doesn’t have to be a burden of interest.

By leveraging SIPs, you can take control of your finances instead of letting EMI interest control you.

This simple yet powerful strategy can make your home purchase much more cost-effective in the long run.

Suppose you have a ₹50 lakh home loan at 9% annual interest with a tenure of 15 years (180 months). Your monthly EMI would be around ₹50,700, and by the end of 15 years you’ll pay roughly ₹41.3 lakh in interest to the bank in addition to the ₹50 lakh principal.

Now, alongside this loan, imagine you start an SIP of~₹13,000 per month (about 25% of EMI). If we assume an average 12–13% annual return on the SIP (historically achievable in equity funds over long periods), here’s what happens:

  • Total SIP Investment: You invest ₹13,000 every month for 180 months, which totals ₹23.4 lakh out-of-pocket over 15 years.

  • Growth through Compounding: Assuming the SIP grows ~12–13% per year, your investment gains momentum each year. After 15 years, the SIP could grow to approximately ₹68.5 lakh in value

  • Wealth Accumulated (Returns): Out of this ₹68.5 lakh, your profits (capital appreciation) are about ₹45 lakh (since you invested ₹23.4L and ended up with ₹68.5L, the gain = ₹45L)

. This ₹45 lakh is money earned by your investments.

  • Comparing with Interest Paid: Recall that the total interest paid on the loan was ~₹41.3 lakh. Remarkably, the ₹45 lakh SIP gains have entirely covered all the interest you paid – and even left you with a few lakhs extra! In other words, the SIP’s growth has effectively funded your interest expense. You’ve recovered the ₹41.3L interest and made a small surplus, making the net cost of interest almost zero.

This example shows how a parallel SIP (25% of EMI) can neutralize the cost of a home loan’s interest. Instead of seeing interest as “lost” money, you’re ensuring that an equivalent (or greater) amount comes back to you via investment returns. It’s as if the SIP gives you an interest rebate at the end of the journey, powered by compounding growth.

Why This Strategy Makes Sense

 

  • Build an Asset While Paying off Debt: Instead of only servicing a loan (which leaves you with zero to show for the interest money), you are simultaneously building an investment portfolio. In the end, you own your house and a sizeable investment corpus.

  • Power of Compounding: The sooner you start the SIP, the longer it has to grow. Over a 15–30 year span, compounding works its magic, turning small monthly contributions into a large sum. This essentially turns time in your favor – the longer your loan, the more time your SIP has to accumulate wealth.

  • Discipline and Financial Habit: Treating your SIP like an extension of your EMI instills financial discipline. You “set it and forget it”, and over time this discipline rewards you with significant returns

 

Posted on

Diamonds in the dust

Over the past 30 years, India’s primary market has seen hundreds of companies go public. While exact numbers for the entire period are hard to track, data since 2006 shows that over 650 IPOs (mainboard and SME) have hit the market.


However, not all IPOs have been success stories. In fact, more than 50% of them have traded below their issue price, resulting in losses for investors. This highlights the risks involved and the importance of careful stock selection.


That said, the market has also produced some remarkable winners. These are the multibaggers—IPOs that have multiplied investor wealth several times over.


These rare success stories show that, with the right pick, the IPO market can be a powerful wealth creator:

Info Edge Ltd.

Listing year: 2007 (18 years)

Growth: 96X

CAGR: 29.2%

Info Edge is a powerhouse in India’s internet landscape, building and scaling premier online platforms. The company commands key markets with its leading brands: Naukri.com (recruitment), 99acres.com (real estate), Jeevansathi.com (matrimony), and Shiksha.com (education). Beyond its core operations, Info Edge is a sharp strategic investor, cultivating a dynamic portfolio of promising digital startups and shaping the future of India’s online ecosystem.

Page Industries Ltd.

Listing year: 2007 (18 years)

Growth: 176X

CAGR: 32%

Incorporated in 1995, Page Industries Limited is the exclusive licensee of JOCKEY International Inc. for manufacturing, distribution, and marketing of the JOCKEY brand in India, Sri Lanka, Bangladesh, Nepal, and the UAE. Page Industries is also the exclusive licensee of Speedo International Ltd. for the manufacturing, marketing, and distribution of the Speedo brand in India.

Astral Ltd.

Listing year: 2007 (18 years)

Growth: 358X

CAGR: 37.4%

Astral Poly Technik Ltd was established in 1996, with the aim to manufacture pro-India plumbing and drainage systems in the country. It has also forayed into adhesive business over years.

KPR Mills Ltd.

Listing year: 2007 (18 years)

Growth: 68X

CAGR: 26.8%

K.P.R. Mill is engaged in one of the largest vertically integrated apparel manufacturing Companies in India. The Company produces Yarn, Knitted Fabric, Readymade Garments and Wind power

Polycab Ltd.

Listing year: 2019 (6 years)

Growth: 10X

CAGR: 46%

Polycab is India’s leading manufacturers of cables and wires and allied products such as uPVC conduits and lugs and glands. We have a range of cables and wires for practically every application. More recently Polycab has also launched a wide range of consumer electrical products like Fans, Switches, Switchgear, LED lights and Luminaries, Solar Inverters, and Pumps.    

MazagonDock Shipbuilders

Listing year: 2020 (5 years)

Growth: 44X

CAGR: 104%

Mazagon Dock Shipbuilders Limited (MDL), Mumbai, established in 1774, is a prominent shipyard in India. Initially a small dry dock, MDL has evolved into a renowned shipbuilding company. It has constructed 801 vessels since 1960, including warships, submarines, cargo/passenger ships, and offshore platforms.

BSE Ltd.

Listing year: 2017 (8 years)

Growth: 23x

CAGR: 48.5%

Bombay Stock Exchange (BSE Ltd) is an Indian Stock Exchange located at Dalal Street in Mumbai. The Co. facilitates a market for trading in equity, currencies, debt instruments, derivatives, and mutual funds.

CDSL Ltd.

Listing year: 2017 (8 years)

Growth: 13X

CAGR: 38.3%

CDSL is providing services to all market participants—exchanges, clearing corporations, depository participants (DPs), issuers, and investors. It facilitates the holding of securities in dematerialised form and facilitates securities transactions.

Persistent Systems 

Listing year: 2010 (15 years)

Growth: 56x

CAGR: 32%

Persistent provides software engineering and strategy services to help companies implement and modernize their businesses. It has its own software and frameworks with pre-built integration and acceleration. It also has partnership with providers such as Salesforce and AWS

Kaynes Tech India 

Listing year: 2022 (3 years)

Growth: 46X

CAGR: 265%

Kaynes is a leading end-to-end and IoT solutions-enabled integrated electronics manufacturing company. The company provides conceptual design, process engineering, integrated manufacturing, and life-cycle support for major players in the automotive, industrial, aerospace and defence, outer-space, nuclear, medical, railways, Internet of Things.

Onesta Capital Ventures is a Multi Family Office based out of Gurugram (India). We aim to provide tailored independent wealth management and other family governance solutions to individuals and corporates.

Download Mobile App

Apple Android
Quick Links
Our Services
Get In Touch

Office Address

207-208, 2nd Floor, Apna Bazar, Gurudwara Road, Gurgaon 122001

Call Us

+91-9810423511

Send us Email

support@onestacapital.in

Facebook Instagram

AMFI Registered Mutual Fund Distributor | ARN-224076 | Initial Date of Registration: 04 March 2022 | Validity: 03 March 2028

Copyright 2022. Onesta Capital Ventures. Disclaimer | Disclosure | Privacy Policy | Terms & Condition